Wednesday, November 19, 2008

The Credit Card Crunch

I am not at all the saving money types, salary that has been credited at the begining of the month dissappears from my account, even before I know it. Lately I ve been spending way too much, ants gather bit on bit for the winters, same way I need to save a little, you never know when calamity strikes.

I got myself a credit card two months back, just for the heck of it, but later things changed, I was addicted to the card, totally hooked on! it surely looked nice in my wallet. I made sure I swipped my brand new good looking gold credit card each and every place I went, completly loosing the count on the number of swipes I made. Like they say one shouldnt bite more than they can chew, the so called bill has reached me, its a miracle that I am alive, its gonna take me months to repay the amount, that means I'll have to forego things I like till the dues are paid off, this could have been avoided, in simple terms its called inviting trouble.Its always good to live with what you have, look at me I have an uneccessary liability on my head.

I know of a few who have credit cards, but they make sure they use it wisely as in only when its required. Things like credit cards were created for dealing with an emergency situation, as far as the instrument is under your control, its a good object to possess, but most of us tend to misuse it, if u think the card's going to become your master, get rid of it coz life's not worth living with disturbed thoughts.